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FINC20026 - Superannuation and Wealth Planning

General Information

Unit Synopsis

In this unit you will cover the core concepts relating to superannuation and wealth planning. Using client scenarios and financial planning software, you will explore a broad range of superannuation strategies including the relevant tax treatments, legislation and self-managed superannuation options. The unit also focuses on the evaluation of risk and selection of appropriate investment products which can apply to diversified superannuation and non-superannuation wealth planning. You will also apply risk evaluation and investment product selection to diversified superannuation and non-superannuation wealth planning.


Level Postgraduate
Unit Level 8
Credit Points 6
Student Contribution Band SCA Band 4
Fraction of Full-Time Student Load 0.125
Pre-requisites or Co-requisites


FINC20025 Financial Planning Practice

LAWS20060 Taxation Law of Australia

Important note: Students enrolled in a subsequent unit who failed their pre-requisite unit, should drop the subsequent unit before the census date or within 10 working days of Fail grade notification. Students who do not drop the unit in this timeframe cannot later drop the unit without academic and financial liability. See details in the Assessment Policy and Procedure (Higher Education Coursework).

Class Timetable View Unit Timetable
Residential School No Residential School

Unit Availabilities from Term 1 - 2019

Term 1 - 2019 Profile
Term 1 - 2020 Profile

Attendance Requirements

All on-campus students are expected to attend scheduled classes – in some units, these classes are identified as a mandatory (pass/fail) component and attendance is compulsory. International students, on a student visa, must maintain a full time study load and meet both attendance and academic progress requirements in each study period (satisfactory attendance for International students is defined as maintaining at least an 80% attendance record).

Assessment Overview

Recommended Student Time Commitment

Each 6-credit Postgraduate unit at CQUniversity requires an overall time commitment of an average of 12.5 hours of study per week, making a total of 150 hours for the unit.

Assessment Tasks

Assessment Task Weighting
1. Practical Assessment 50%
2. Examination 50%

This is a graded unit: your overall grade will be calculated from the marks or grades for each assessment task, based on the relative weightings shown in the table above. You must obtain an overall mark for the unit of at least 50%, or an overall grade of ‘pass’ in order to pass the unit. If any ‘pass/fail’ tasks are shown in the table above they must also be completed successfully (‘pass’ grade). You must also meet any minimum mark requirements specified for a particular assessment task, as detailed in the ‘assessment task’ section (note that in some instances, the minimum mark for a task may be greater than 50%).

Consult the University’s Grades and Results Policy for more details of interim results and final grades

Past Exams

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Previous Feedback

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Feedback, Recommendations and Responses

Every unit is reviewed for enhancement each year. At the most recent review, the following staff and student feedback items were identified and recommendations were made.

Source: Email from Student
Students did not seem to find navigating Moodle easy and they found the textbook resource too advanced or in some instances, failed to realise they needed to use the prescribed resources for this unit.
Unit coordinator will spend more time teaching students using a video recording where to find the resources on Moodle and how to navigate Moodle. Furthermore, the video will include information highlighting to students that they can access copies of the additional readings from the Library without having to go to the expense of purchasing any books.
Action Taken
Unit coordinator simplified the unit content and assessment, while spending more time teaching students using Zoom. Moodle navigation was improved with headings and sub-headings An orientation video was introduced to teach students how to navigate Moodle. The MP4 recording included information highlighting to students that they can access copies of the additional readings from the Library without having to go to the expense of purchasing any books. Audio recordings of the prescribed text was included so that students could listen to an audio of the readings, while commuting to and from work, until Covid-19 change arrangements.
Source: Review of unit offerings
Unit discontinuation
Due to a restructure of courses and units this offering has been discontinued. The unit materials will be retained.
Action Taken
Unit learning Outcomes

On successful completion of this unit, you will be able to:

  1. Apply key concepts in prudential supervision of Australian superannuation and apply to a diverse range of superannuation accumulation and withdrawal problems
  2. Analyse the problems affecting superannuation wealth in Australia and the impact on providing advice
  3. Construct investment portfolios using domestic and international financial products to solve wealth planning problems
  4. Calculate superannuation and wealth planning outcomes using financial planning software and tools
  5. Assess the financial investment values and capacities of a wide range of clients in the development of wealth plans.

This unit has been designed to conform to the accreditation requirements of the Financial Planning Education Council.

Alignment of Assessment Tasks to Learning Outcomes
Assessment Tasks Learning Outcomes
1 2 3 4 5
1 - Practical Assessment
2 - Examination
Alignment of Graduate Attributes to Learning Outcomes
Advanced Level
Professional Level
Graduate Attributes Learning Outcomes
1 2 3 4 5
1 - Knowledge
2 - Communication
3 - Cognitive, technical and creative skills
4 - Research
5 - Self-management
6 - Ethical and Professional Responsibility
Alignment of Assessment Tasks to Graduate Attributes
Advanced Level
Professional Level
Assessment Tasks Graduate Attributes
1 2 3 4 5 6 7 8
1 - Practical Assessment
2 - Examination